PAY LATER
FOR THE WORK YOU NEED DONE TODAY
Pay At Close provides the funding to improve your house before selling.
HOW IT WORKS
Create Account
Sign up for your free account at HouseAmp.com, our technology partner, and create your projects– renovations to staging, clean-up to moving.
Get Access to Funds
Apply for our Pay At Close Loan to get access to funds for pre-listing improvements.
Improve Now, Repay Later
Work with who you want, and have the flexibility to manage your project your way. After you receive invoices, pay for the work with your Pay At Close Loan.
We've partnered with HouseAmp to make funding accessible to Homeowners and Real Estate Pros, like you, when you need it before or during the house selling process. From start to finish, you can get your projects done before listing, with the ability to repay when the house sells.
© 2022 by Pay At Close Loans Inc. NMLS #1935908
This is not a commitment to lend. Not all applicants will be approved; subject to borrower and underwriting approval.
Program terms, rates and fees are subject to change without notice. You may review the terms and conditions of the program before applying. Contact Pay At Close Loans toll free at 855-427-1455 for more information and for current rates.
855-427-1455
What does that look like*
PAYOFF AMOUNT
*The example is based off of a $10,000 credit limit and utilizes recent loan data to compute the payoff amount
**Estimated Cost is based off of recent loan data and assumes your home sells within the first 2 months of the loan. The loan product you apply for could include filing fees that are subject to change based on the county and state your property is in.
CREDIT LIMIT
+
=
$10,199
$10,000
$199
ESTIMATED PROJECT COST**
THE DETAILS
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There is a 1.99% - 3.99% origination fee associated with opening a Pay At Close loan. Your account may be subject to interest and other fees. Some or all of these fees can be paid for when you sell your house.
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60 days no-interest, interest bearing period follows*
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No restrictions on improvements
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6 month draw period
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18 month repayment period
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Ability to repay when the house sells**
*Interest may vary for each borrower. For further details refer to the loan terms.
**The loan can end in a balloon payment if the loan is not repaid before the end of the repayment period.